Financial Freedom. Monthly income or Lump Sum

Financial Freedom. Monthly income or Lump Sum

At graduation last month I had a student ask me to describe the best was for them to get to financial freedom.  That is a tricky question.  The reason being, that the answer is dependent on a number of things. Age being one of the most important.  If you are under 30...
What is a Mutual Fund anyways?

What is a Mutual Fund anyways?

I run into this all the time.  Lots of people have them and there are literally thousands of them available, but most people are not really sure what they are.  Part of that is because Mutual Funds come in all kinds of flavors, and types.  There are now even ones...
Can you really lose everything in stocks??

Can you really lose everything in stocks??

You have heard from almost everyone that stocks are dangerous, and you can loose everything on the stock market.  That is why you should not invest in the market.  Can you REALLY lose everything??  The simple answer is yes.  But you have to really...
Are you getting the Best Advice?

Are you getting the Best Advice?

I am currently listening to Tony Robbins book Money, master the game.  I am happy to say, that all the things I teach, he teaches as well.  I think I am a little more practical than he is. Tony like so many Financial instuctors comes from an American background. What...
Can you SAVE your way to Wealth?

Can you SAVE your way to Wealth?

I get asked this question a lot. All the Banks, Credit Unions, and Mutual Fund companies are telling you that you need to be “Saving for your Retirement.” The Canadian government also gave us the most powerful Savings tool we can have. It’s called a...