Evaluating a Mutual Fund

Evaluating a Mutual Fund

I had a friend ask me today if  I could give my opinion on a Mutual Fund.  It was raining, so I had time to do the research.  They sent me the link to the fund, and I got started.  Just about every Fund prospectus will give you a ton of information.  Where they...
Wouldn’t trade without them!!

Wouldn’t trade without them!!

Picking winning stocks is a tough game.  I have heard that if you can get 60% accurate, you make money.  That is not a seemly high percentage.  But it is tough to get there.  There are several criteria that you can use to evaluate a stock.  You can use Fundamentals,...
Have things improved?? (Then/Now)

Have things improved?? (Then/Now)

I was scrolling the other day when an ad from the Royal Bank popped up — all smiles and sunshine. It was aimed at newcomers to Canada, showing how the bank could help them settle in. The storyline was simple: you need a credit score to rent an apartment, you go to the...
What is a Dividend

What is a Dividend

After my Post of Oct 10th I have had several emails that wanted more info on Dividends.  So here goes. Where do Dividends come from? Dividends come from the Profit a company makes.  That money can be directed in one of 3 ways. They are: Research and Development,...
ON SALE (but do you need it?)

ON SALE (but do you need it?)

I work with a fair number of younger people. Under 45.  They have a tendency that I just can not figure out.  Just because something is ON SALE does NOT mean that you have to BUY it!!!! I will give you two examples. One is my ex-son-in-law. (I still like the guy) It...