Have things improved?? (Then/Now)

Have things improved?? (Then/Now)

I was scrolling the other day when an ad from the Royal Bank popped up — all smiles and sunshine. It was aimed at newcomers to Canada, showing how the bank could help them settle in. The storyline was simple: you need a credit score to rent an apartment, you go to the...
What is a Dividend

What is a Dividend

After my Post of Oct 10th I have had several emails that wanted more info on Dividends.  So here goes. Where do Dividends come from? Dividends come from the Profit a company makes.  That money can be directed in one of 3 ways. They are: Research and Development,...
ON SALE (but do you need it?)

ON SALE (but do you need it?)

I work with a fair number of younger people. Under 45.  They have a tendency that I just can not figure out.  Just because something is ON SALE does NOT mean that you have to BUY it!!!! I will give you two examples. One is my ex-son-in-law. (I still like the guy) It...
Buyer/Seller and Stress

Buyer/Seller and Stress

There is a big difference between being the Buyer of a property and being the Seller of a property.  One situation can be a lot of fun, the other not so much.  The big difference is who is in control of the transaction.  Every good Real Estate course will tell you...
The Real Path to Wealth.

The Real Path to Wealth.

The Real Path to Wealth: It Starts with Cash Flow and Lifestyle No two financial situations are alike. Everyone has different goals, abilities, and circumstances—which makes building a personal financial plan both essential and challenging. The hardest part?...