Working or Playing the market.

Working or Playing the market.

I believe that there is a big difference between “PLAYING” the STOCK MARKET; and “WORKING” the STOCK MARKET.  Over the last few months, I have switched from Playing to Working.  It has made a large difference in my returns. The guy in the...
Advice from a for profit website vs DIY

Advice from a for profit website vs DIY

I check out the MSN Feed news every day.  The main box has a mix of paid advertising and biased news clips.  Some of the adverts are sponsored by companies paid to promote company stocks.  Usually, one or more panels are from a FOR PROFIT stock advisor company.  The...
Getting to Financial Independence

Getting to Financial Independence

My students will tell you that my mantra in life is to “Think simple”. It was something one of my college professors always said, with a heavy French Canadian accent.  He was one of the best teachers I ever had, and was an inspiration for me as a teacher. I have come...
Bad Grandpa??

Bad Grandpa??

I am a very bad grandpa. I admit it. I am also a fair bit of a Scrooge. Throw in Covid and you have the perfect storm.  For the last several years I have tried to instill some financial sanity into the Christmas season.  I have promoted a “small gift” for the kids,...
Do I have to work till I die??

Do I have to work till I die??

I really got interested in finances when I was about 45 years old.  I realized that there were not that many “Earning years” ahead of me.  So, I looked at my financial situation with a view to retiring.  It was not a pretty site.  $50,000.00 in your RRSP is just not...
Wake up to Canada Canadians.

Wake up to Canada Canadians.

I was talking to someone the other day and we were comparing stories about American Patriotism examples. It got me thinking.  Many Canadians have a poor opinion of American Patriotism.  We think that it is over done.  But is it??  Or does it just look that way,...