Too soon old and too late smart.

Too soon old and too late smart.

The title is something that my dad would always say. The worst part is that it is true. Too much of what we need to know about money and finance we learn way too late to take full advantage of. As you get older, you begin to see many of the financial advantages that...
Insurance.  Really???

Insurance. Really???

I recently wrote and passed my provincial license for Life Insurance.  The course was very intense, and, very comprehensive.  It was also not easy.  I am sure that just like most people, insurance is not one of my favorite topics.  It seems that we, as the policy...
The 4 ways to make money

The 4 ways to make money

I was a meeting this week where the Cash Flow Quadrant came up.  This is one of the most important financial concepts there is.  This should be taught in schools.  At my college, in the personal finance course, this never comes up.  Understanding this diagram can mean...
When should I start investing?

When should I start investing?

This is a very frequent question I get asked.  There is only one answer.  YESTERDAY!!  If you are not already investing, you need to start TODAY!  I recently heard of a new rule in the financial world.  (You never stop learning!)  It is called the Bankers rule, or,...
What is a Mutual Fund anyways?

What is a Mutual Fund anyways?

I run into this all the time.  Lots of people have them and there are literally thousands of them available, but most people are not really sure what they are.  Part of that is because Mutual Funds come in all kinds of flavors, and types.  There are now even ones...