Retirement.  A different perspective.

Retirement. A different perspective.

In Canada we are approaching RRSP season.  When the financial institutions push us to make contributions to our retirement accounts.  This yearly persuasion has established, for most people, only one way to finance their retirement. That is to have a very large sum of...
Knowledge can reduce stress

Knowledge can reduce stress

There were two stories on the news over the last week that caught my attention.  One was on the number of Canadians that are financially illiterate, and the other was the amount of lost productivity in Canadian work places, due to employees being worried about their...
I’m not Ready for that yet.

I’m not Ready for that yet.

That is the response I got when I suggested to a young friend that we sit down and look at getting started planning for the financial future.  I totally understand and respect the response.  It is exactly the same response I would have given when I was that age.  The...
Too soon old and too late smart.

Too soon old and too late smart.

The title is something that my dad would always say. The worst part is that it is true. Too much of what we need to know about money and finance we learn way too late to take full advantage of. As you get older, you begin to see many of the financial advantages that...
Insurance.  Really???

Insurance. Really???

I recently wrote and passed my provincial license for Life Insurance.  The course was very intense, and, very comprehensive.  It was also not easy.  I am sure that just like most people, insurance is not one of my favorite topics.  It seems that we, as the policy...