Budget versus Cash Flow Plan. (CFP)

Budget versus Cash Flow Plan. (CFP)

Over the last couple of weeks I have been getting a lot of questions about Budgeting, so here goes.  The questions usually sound like this.  “I need to get control of my money so I better figure out this Budget stuff.”  The word “Budget” simply...
Wealth Accumulation Steps

Wealth Accumulation Steps

What is the actual Wealth Accumulation process?  I suggest it can be summed up in 7 steps. I’ll do a page on each of these in detail but as an introduction, here are the broad strokes.  As with most things, the first step is often the most difficult. STEP 1 This...
Blue Chip vs Penny Stocks and Micro Investing

Blue Chip vs Penny Stocks and Micro Investing

There are three main ways to make money on a Stock.  They are; 1) The price of the stock goes up, and we get a Capital Gain on the value of the stock; 2) The stock pays a dividend, monthly, quarterly, or yearly,  so we make income on a regular basis independent of the...