Working with a Credit Union.

Working with a Credit Union.

One of my favorite topics is one of the 4 topics Canadians are not supposed to talk about .  (Canadians don’t talk about Sex, Money, Religion, or Politics.)  I like talking about Money, Politics and Religion.  So this morning I had a great meeting with a...
Could somebody explain this??

Could somebody explain this??

I did something this week that I have not done in a long time.  I went shopping with my wife, mother-in-law (mom) and my sister-in-law.  I went because they needed a driver, due to the snowy roads.  The trip reminded me why I don’t spend much time in Shopping...
Budget versus Cash Flow Plan. (CFP)

Budget versus Cash Flow Plan. (CFP)

Over the last couple of weeks I have been getting a lot of questions about Budgeting, so here goes.  The questions usually sound like this.  “I need to get control of my money so I better figure out this Budget stuff.”  The word “Budget” simply...
Wealth Accumulation Steps

Wealth Accumulation Steps

What is the actual Wealth Accumulation process?  I suggest it can be summed up in 7 steps. I’ll do a page on each of these in detail but as an introduction, here are the broad strokes.  As with most things, the first step is often the most difficult. STEP 1 This...
Simple Savings Plan

Simple Savings Plan

One question I get asked alot is : “How much should I save?”  The simple answer is the one everyone gives; 10% of what you make.  This figure is used because it is simple math for anyone to figure out.  If you get $200.00 you save $20.00. I absolutely...
Shopping for Rates.

Shopping for Rates.

There are really two ways to save money. One is actually putting cash away (not spending it), and the other one is not spending more than you have too on what you do buy.  This second way of saving is what I want to talk about.  When you are looking for new furniture,...